Simulasi Kredit Motor Syariah BPRS AlSalaam Dampak Covid 19
Update Mei 2020, simulasi pembiayaan kredit motor syariah BPRS AlSalaam yang berlaku selama masa pandemik virus corona (covid-19) untuk merk motor Honda, Yamaha, Kawasaki dan Suzuki dengan harga otr merk Honda untuk ber-KTP Jakarta dan Tangerang serta merk Yamaha, Kawasaki dan Suzuki untuk ber-KTP Jakarta, Depok, Tangerang dan Bekasi.
DP Kredit Motor Syariah AlSalaam Dampak Covid-19
Pada masa pandemi virus corona atau dikenal dengan covid-19, BPRS AlSalaam melakukan perubahan pada tingkat DP minimal untuk kredit syariah motor berdasarkan jenis pekerjaan, yaitu :
- Pegawai Negeri Sipil (PNS) dan BUMN
- Pegawai status Karyawan Tetap
- Pegawai status Karyawan Kontrak dan Wirausaha
Perbedaan ini bertujuan untuk meminimalisir resiko gagal bayar angsuran akibat keterbatasan penghasilan diluar standar normal seperti masa sebelumnya. Perbedaan terbesar pada jenis pekerjaan dengan status karyawan kontrak dan wirausaha, DP minimal yang berlaku adalah lebih tinggi 10% dari PNS & BUMN, dengan besarnya DP tentu saja akan berkorelasi kepada angsuran yang akan lebih ringan sehingga pembiayaan syariah motor yang diberikan BPRS AlSalaam tidak menambah beban terhadap penghasilan yang dimiliki.
Berikut details simulasi pricelist angsuran kredit motor syariah BPRS AlSalaam dampak pandemik covid-19
Pricelis Angsuran Kredit Motor Syariah Status Pekerjaan PNS & BUMN
Tabel angsuran pembiayaan dibawah ini hanya berlaku jika konsumen memiliki pekerjaan dengan status sudah menjadi Pegawai Negeri Sipil (PNS) dan Badan Usaha Milik Negara (BUMN)
|
KHUSUS PNS & BUMN |
(dalam Ribuan Rupiah) |
||||||
|
MERK & TYPE MOTOR |
OTR JKT & TGR |
TDP MINIM |
11 X |
17 X |
23 X |
29 X |
35 X |
|
HONDA |
|||||||
|
HONDA Revo X |
16.574.000 |
2,700 |
1.517 |
1.030 |
817 |
693 |
618 |
|
HONDA All New BeAT eSP CBS |
16.601.000 |
2,700 |
1.520 |
1.032 |
818 |
694 |
619 |
|
HONDA All New BeAT eSP CBS ISS – Deluxe |
17.747.000 |
2,900 |
1.622 |
1.102 |
873 |
741 |
661 |
|
HONDA All New BeAT Street eSP |
17.647.000 |
2,850 |
1.617 |
1.098 |
870 |
738 |
658 |
|
HONDA Genio CBS |
17.966.000 |
2,900 |
1.646 |
1.118 |
886 |
752 |
670 |
|
HONDA Genio CBS ISS |
18.436.000 |
3,000 |
1.686 |
1.145 |
908 |
770 |
686 |
|
HONDA Supra X 125 CW FI |
19.401.000 |
3,150 |
1.774 |
1.205 |
955 |
810 |
722 |
|
HONDA New Scoopy eSP Sporty |
20.350.000 |
4,300 |
1.754 |
1.192 |
945 |
802 |
715 |
|
HONDA New Vario 125 eSP CBS |
20.752.000 |
3,350 |
1.876 |
1.275 |
1.011 |
858 |
766 |
|
HONDA CB150 VERZA 150 CW |
20.884.000 |
5,450 |
1.667 |
1.134 |
900 |
765 |
683 |
|
HONDA New Vario 125 eSP CBS ISS |
21.656.000 |
3,450 |
1.962 |
1.334 |
1.058 |
898 |
801 |
|
HONDA Sonic 150R |
23.601.000 |
6,150 |
1.885 |
1.282 |
1.018 |
865 |
772 |
|
HONDA Vario 150 eSP Exclusive |
25.072.000 |
4,000 |
2.272 |
1.544 |
1.225 |
1.039 |
927 |
|
HONDA PCX 150 ABS |
34.223.000 |
7,050 |
2.935 |
1.995 |
1.582 |
1.344 |
1.199 |
|
HONDA PCX 150 CBS |
29.995.000 |
6,200 |
2.569 |
1.747 |
1.386 |
1.176 |
1.050 |
|
HONDA Adv 150 CBS |
34.893.000 |
8,950 |
2.805 |
1.908 |
1.514 |
1.286 |
1.148 |
|
HONDA Adv 150 ABS |
38.816.000 |
9,950 |
3.122 |
2.123 |
1.685 |
1.431 |
1.277 |
|
YAMAHA |
|||||||
|
YAMAHA Aerox 155 VVA |
24.950.000 |
5,200 |
2.132 |
1.449 |
1.150 |
976 |
871 |
|
YAMAHA Aerox 155 VVA R-Version |
26.240.000 |
5,450 |
2.244 |
1.526 |
1.210 |
1.028 |
917 |
|
YAMAHA Aerox 155 VVA S-Version |
28.700.000 |
5,950 |
2.456 |
1.670 |
1.325 |
1.125 |
1.004 |
|
YAMAHA All New R15 – 155 VVA |
37.595.000 |
9,600 |
3.028 |
2.059 |
1.634 |
1.388 |
1.239 |
|
YAMAHA All New Vixion |
27.945.000 |
7,200 |
2.242 |
1.525 |
1.210 |
1.028 |
918 |
|
YAMAHA Lexi 125 VVA |
21.355.000 |
3,450 |
1.930 |
1.312 |
1.040 |
883 |
788 |
|
YAMAHA Lexi S |
24.345.000 |
3,900 |
2.205 |
1.498 |
1.188 |
1.009 |
900 |
|
YAMAHA Mio M3 125 Bluecore CW |
16.570.000 |
2,700 |
1.516 |
1.030 |
816 |
693 |
618 |
|
YAMAHA WR 155 R |
36.900.000 |
9,450 |
2.969 |
2.019 |
1.602 |
1.361 |
1.214 |
|
YAMAHA New Fino Sporty 125 Bluecore |
18.880.000 |
3,050 |
1.728 |
1.174 |
930 |
789 |
704 |
|
YAMAHA MT 15 |
37.445.000 |
9,600 |
3.011 |
2.048 |
1.625 |
1.380 |
1.232 |
|
YAMAHA All New XSR 155 |
36.580.000 |
9,350 |
2.945 |
2.003 |
1.589 |
1.350 |
1.205 |
|
YAMAHA All New NMAX 155 – ABS Connected |
33.750.000 |
6,950 |
2.895 |
1.968 |
1.561 |
1.325 |
1.182 |
|
YAMAHA All New NMAX 155 – Non ABS |
29.750.000 |
6,150 |
2.548 |
1.732 |
1.374 |
1.167 |
1.041 |
|
YAMAHA X-Ride 125 |
18.995.000 |
3,050 |
1.741 |
1.182 |
937 |
795 |
709 |
|
YAMAHA Freego |
19.295.000 |
3,100 |
1.768 |
1.201 |
952 |
807 |
720 |
|
YAMAHA Freego S |
20.840.000 |
3,350 |
1.885 |
1.281 |
1.016 |
863 |
770 |
|
KAWASAKI |
|||||||
|
KAWASAKI D-Tracker 150 cc |
33.700.000 |
8,650 |
2.708 |
1.842 |
1.462 |
1.242 |
1.108 |
|
KAWASAKI KLX 150 |
30.700.000 |
7,900 |
2.465 |
1.676 |
1.330 |
1.130 |
1.009 |
|
KAWASAKI Ninja 250 |
64.100.000 |
25,850 |
4.159 |
2.833 |
2.252 |
1.915 |
1.712 |
|
KAWASAKI W175 |
30.800.000 |
12,550 |
1.981 |
1.350 |
1.074 |
914 |
817 |
|
KAWASAKI W175 SE |
32.300.000 |
13,150 |
2.079 |
1.417 |
1.127 |
959 |
857 |
|
KAWASAKI Ninja 250 ABS SE MDP |
74.900.000 |
30,200 |
4.861 |
3.311 |
2.632 |
2.239 |
2.001 |
|
SUZUKI |
|||||||
|
SUZUKI Address FI Standar NE |
16.370.000 |
2,700 |
1.495 |
1.015 |
805 |
683 |
609 |
|
SUZUKI Nex II Cross Standard |
15.750.000 |
2,600 |
1.439 |
977 |
775 |
657 |
586 |
|
SUZUKI GSX R150 SPORT |
31.175.000 |
4,900 |
2.835 |
1.926 |
1.527 |
1.296 |
1.156 |
|
SUZUKI GSX 150 Bandit |
26.750.000 |
4,250 |
2.427 |
1.649 |
1.308 |
1.110 |
990 |
|
SUZUKI GSX S150 |
27.025.000 |
4,300 |
2.451 |
1.666 |
1.321 |
1.121 |
1.000 |
|
SUZUKI GSX S150 Keyless |
27.525.000 |
4,350 |
2.500 |
1.699 |
1.347 |
1.143 |
1.020 |
Simulasi Angsuran Kredit Syariah Motor AlSalaam Status Pekerjaan Karyawan Tetap
|
KHUSUS KARYAWAN TETAP |
(dalam Ribuan Rupiah) |
||||||
|
MERK & TYPE MOTOR |
OTR JKT & TGR |
TDP MINIM |
11 X |
17 X |
23 X |
29 X |
35 X |
|
HONDA |
|||||||
|
HONDA Revo X |
16.574.000 |
3,550 |
1.427 |
969 |
769 |
652 |
582 |
|
HONDA All New BeAT eSP CBS |
16.601.000 |
3,550 |
1.429 |
971 |
770 |
654 |
583 |
|
HONDA All New BeAT eSP CBS ISS – Deluxe |
17.747.000 |
3,750 |
1.532 |
1.041 |
825 |
700 |
625 |
|
HONDA All New BeAT Street eSP |
17.647.000 |
3,750 |
1.521 |
1.034 |
820 |
696 |
620 |
|
HONDA Genio CBS |
17.966.000 |
3,800 |
1.550 |
1.053 |
835 |
709 |
632 |
|
HONDA Genio CBS ISS |
18.436.000 |
3,900 |
1.590 |
1.081 |
857 |
727 |
648 |
|
HONDA Supra X 125 CW FI |
19.401.000 |
4,100 |
1.673 |
1.137 |
901 |
765 |
682 |
|
HONDA New Scoopy eSP Sporty |
20.350.000 |
5,300 |
1.648 |
1.120 |
889 |
754 |
673 |
|
HONDA New Vario 125 eSP CBS |
20.752.000 |
4,400 |
1.764 |
1.199 |
952 |
808 |
722 |
|
HONDA CB150 VERZA 150 CW |
20.884.000 |
6,500 |
1.555 |
1.059 |
841 |
715 |
639 |
|
HONDA New Vario 125 eSP CBS ISS |
21.656.000 |
4,550 |
1.846 |
1.255 |
996 |
846 |
755 |
|
HONDA Sonic 150R |
23.601.000 |
7,300 |
1.763 |
1.200 |
953 |
810 |
724 |
|
HONDA Vario 150 eSP Exclusive |
25.072.000 |
5,250 |
2.139 |
1.455 |
1.154 |
980 |
875 |
|
HONDA PCX 150 ABS |
34.223.000 |
8,800 |
2.749 |
1.870 |
1.484 |
1.260 |
1.125 |
|
HONDA PCX 150 CBS |
29.995.000 |
7,700 |
2.410 |
1.639 |
1.301 |
1.105 |
986 |
|
HONDA Adv 150 CBS |
34.893.000 |
10,700 |
2.619 |
1.782 |
1.415 |
1.203 |
1.074 |
|
HONDA Adv 150 ABS |
38.816.000 |
11,850 |
2.920 |
1.987 |
1.578 |
1.341 |
1.197 |
|
YAMAHA |
|||||||
|
YAMAHA Aerox 155 VVA |
24.950.000 |
6,450 |
1.999 |
1.360 |
1.079 |
917 |
819 |
|
YAMAHA Aerox 155 VVA R-Version |
26.240.000 |
6,800 |
2.101 |
1.429 |
1.134 |
964 |
860 |
|
YAMAHA Aerox 155 VVA S-Version |
28.700.000 |
7,400 |
2.302 |
1.566 |
1.243 |
1.056 |
942 |
|
YAMAHA All New R15 – 155 VVA |
37.595.000 |
11,500 |
2.826 |
1.923 |
1.527 |
1.297 |
1.158 |
|
YAMAHA All New Vixion |
27.945.000 |
8,600 |
2.093 |
1.425 |
1.131 |
962 |
859 |
|
YAMAHA Lexi 125 VVA |
21.355.000 |
4,500 |
1.818 |
1.236 |
981 |
833 |
744 |
|
YAMAHA Lexi S |
24.345.000 |
5,100 |
2.077 |
1.412 |
1.120 |
951 |
849 |
|
YAMAHA Mio M3 125 Bluecore CW |
16.570.000 |
3,550 |
1.426 |
969 |
768 |
652 |
582 |
|
YAMAHA WR 155 R |
36.900.000 |
11,300 |
2.772 |
1.886 |
1.498 |
1.273 |
1.136 |
|
YAMAHA New Fino Sporty 125 Bluecore |
18.880.000 |
4,000 |
1.627 |
1.106 |
877 |
744 |
664 |
|
YAMAHA MT 15 |
37.445.000 |
11,450 |
2.815 |
1.915 |
1.521 |
1.292 |
1.154 |
|
YAMAHA All New XSR 155 |
36.580.000 |
11,200 |
2.748 |
1.870 |
1.485 |
1.262 |
1.127 |
|
YAMAHA All New NMAX 155 – ABS Connected |
33.750.000 |
8,650 |
2.714 |
1.846 |
1.465 |
1.244 |
1.110 |
|
YAMAHA All New NMAX 155 – Non ABS |
29.750.000 |
7,650 |
2.389 |
1.625 |
1.290 |
1.095 |
978 |
|
YAMAHA X-Ride 125 |
18.995.000 |
4,000 |
1.640 |
1.114 |
883 |
750 |
669 |
|
YAMAHA Freego |
19.295.000 |
4,100 |
1.662 |
1.129 |
895 |
760 |
678 |
|
YAMAHA Freego S |
20.840.000 |
4,400 |
1.773 |
1.206 |
957 |
813 |
725 |
|
KAWASAKI |
|||||||
|
KAWASAKI D-Tracker 150 cc |
33.700.000 |
10,350 |
2.528 |
1.720 |
1.366 |
1.161 |
1.037 |
|
KAWASAKI KLX 150 |
30.700.000 |
9,450 |
2.300 |
1.565 |
1.243 |
1.056 |
943 |
|
KAWASAKI Ninja 250 |
64.100.000 |
29,050 |
3.818 |
2.604 |
2.071 |
1.763 |
1.577 |
|
KAWASAKI W175 |
30.800.000 |
14,100 |
1.817 |
1.239 |
986 |
840 |
752 |
|
KAWASAKI W175 SE |
32.300.000 |
14,750 |
1.909 |
1.302 |
1.037 |
883 |
790 |
|
KAWASAKI Ninja 250 ABS SE MDP |
74.900.000 |
33,950 |
4.462 |
3.042 |
2.420 |
2.060 |
1.842 |
|
SUZUKI |
|||||||
|
SUZUKI Address FI Standar NE |
16.370.000 |
3,500 |
1.410 |
958 |
760 |
645 |
575 |
|
SUZUKI Nex II Cross Standard |
15.750.000 |
3,350 |
1.359 |
923 |
732 |
621 |
554 |
|
SUZUKI GSX R150 SPORT |
31.175.000 |
6,450 |
2.670 |
1.815 |
1.440 |
1.222 |
1.091 |
|
SUZUKI GSX 150 Bandit |
26.750.000 |
5,550 |
2.289 |
1.556 |
1.234 |
1.048 |
935 |
|
SUZUKI GSX S150 |
27.025.000 |
5,650 |
2.308 |
1.569 |
1.245 |
1.057 |
943 |
|
SUZUKI GSX S150 Keyless |
27.525.000 |
5,750 |
2.351 |
1.598 |
1.268 |
1.077 |
961 |
Tabel Angsuran Kredit Syariah Motor AlSalaam Status Pekerjaan Karyawan Kontrak dan Wirausaha
|
PEGAWAI KONTRAK & WIRAUSAHA |
(dalam Ribuan Rupiah) |
||||||
|
MERK & TYPE MOTOR |
OTR JKT & TGR |
TDP MINIM |
11 X |
17 X |
23 X |
29 X |
35 X |
|
HONDA |
|||||||
|
HONDA Revo X |
16.574.000 |
4,350 |
1.342 |
912 |
724 |
614 |
548 |
|
HONDA All New BeAT eSP CBS |
16.601.000 |
4,400 |
1.339 |
910 |
722 |
613 |
547 |
|
HONDA All New BeAT eSP CBS ISS – Deluxe |
17.747.000 |
4,650 |
1.436 |
976 |
775 |
658 |
587 |
|
HONDA All New BeAT Street eSP |
17.647.000 |
4,650 |
1.425 |
969 |
769 |
653 |
582 |
|
HONDA Genio CBS |
17.966.000 |
4,700 |
1.454 |
989 |
784 |
666 |
594 |
|
HONDA Genio CBS ISS |
18.436.000 |
4,850 |
1.489 |
1.012 |
803 |
682 |
608 |
|
HONDA Supra X 125 CW FI |
19.401.000 |
5,100 |
1.567 |
1.065 |
845 |
717 |
640 |
|
HONDA New Scoopy eSP Sporty |
20.350.000 |
6,350 |
1.536 |
1.045 |
829 |
704 |
629 |
|
HONDA New Vario 125 eSP CBS |
20.752.000 |
5,400 |
1.658 |
1.128 |
895 |
761 |
679 |
|
HONDA CB150 VERZA 150 CW |
20.884.000 |
7,550 |
1.443 |
983 |
782 |
665 |
594 |
|
HONDA New Vario 125 eSP CBS ISS |
21.656.000 |
5,650 |
1.729 |
1.176 |
934 |
793 |
708 |
|
HONDA Sonic 150R |
23.601.000 |
8,500 |
1.635 |
1.114 |
885 |
753 |
673 |
|
HONDA Vario 150 eSP Exclusive |
25.072.000 |
6,500 |
2.007 |
1.365 |
1.083 |
921 |
822 |
|
HONDA PCX 150 ABS |
34.223.000 |
10,500 |
2.568 |
1.748 |
1.388 |
1.179 |
1.053 |
|
HONDA PCX 150 CBS |
29.995.000 |
9,200 |
2.251 |
1.532 |
1.216 |
1.034 |
923 |
|
HONDA Adv 150 CBS |
34.893.000 |
12,450 |
2.433 |
1.657 |
1.317 |
1.119 |
1.000 |
|
HONDA Adv 150 ABS |
38.816.000 |
13,800 |
2.713 |
1.847 |
1.468 |
1.248 |
1.115 |
|
YAMAHA |
|||||||
|
YAMAHA Aerox 155 VVA |
24.950.000 |
7,700 |
1.866 |
1.270 |
1.009 |
857 |
766 |
|
YAMAHA Aerox 155 VVA R-Version |
26.240.000 |
8,100 |
1.963 |
1.336 |
1.061 |
902 |
805 |
|
YAMAHA Aerox 155 VVA S-Version |
28.700.000 |
8,850 |
2.148 |
1.462 |
1.161 |
987 |
881 |
|
YAMAHA All New R15 – 155 VVA |
37.595.000 |
13,400 |
2.624 |
1.786 |
1.419 |
1.207 |
1.078 |
|
YAMAHA All New Vixion |
27.945.000 |
10,000 |
1.944 |
1.324 |
1.052 |
895 |
800 |
|
YAMAHA Lexi 125 VVA |
21.355.000 |
5,550 |
1.707 |
1.161 |
922 |
783 |
699 |
|
YAMAHA Lexi S |
24.345.000 |
6,300 |
1.950 |
1.326 |
1.053 |
894 |
798 |
|
YAMAHA Mio M3 125 Bluecore CW |
16.570.000 |
4,350 |
1.341 |
912 |
723 |
614 |
548 |
|
YAMAHA WR 155 R |
36.900.000 |
13,150 |
2.575 |
1.754 |
1.393 |
1.185 |
1.058 |
|
YAMAHA New Fino Sporty 125 Bluecore |
18.880.000 |
4,950 |
1.526 |
1.038 |
823 |
699 |
624 |
|
YAMAHA MT 15 |
37.445.000 |
13,350 |
2.613 |
1.779 |
1.414 |
1.202 |
1.074 |
|
YAMAHA All New XSR 155 |
36.580.000 |
13,050 |
2.551 |
1.737 |
1.380 |
1.174 |
1.049 |
|
YAMAHA All New NMAX 155 – ABS Connected |
33.750.000 |
10,350 |
2.533 |
1.724 |
1.369 |
1.163 |
1.039 |
|
YAMAHA All New NMAX 155 – Non ABS |
29.750.000 |
9,150 |
2.229 |
1.517 |
1.205 |
1.024 |
915 |
|
YAMAHA X-Ride 125 |
18.995.000 |
4,950 |
1.539 |
1.046 |
830 |
705 |
629 |
|
YAMAHA Freego |
19.295.000 |
5,050 |
1.561 |
1.061 |
842 |
715 |
638 |
|
YAMAHA Freego S |
20.840.000 |
5,450 |
1.662 |
1.131 |
898 |
763 |
681 |
|
KAWASAKI |
|||||||
|
KAWASAKI D-Tracker 150 cc |
33.700.000 |
12,000 |
2.352 |
1.602 |
1.273 |
1.082 |
967 |
|
KAWASAKI KLX 150 |
30.700.000 |
10,950 |
2.141 |
1.458 |
1.158 |
985 |
880 |
|
KAWASAKI Ninja 250 |
64.100.000 |
32,250 |
3.478 |
2.374 |
1.891 |
1.611 |
1.442 |
|
KAWASAKI W175 |
30.800.000 |
15,600 |
1.657 |
1.132 |
902 |
769 |
688 |
|
KAWASAKI W175 SE |
32.300.000 |
16,350 |
1.739 |
1.188 |
946 |
807 |
722 |
|
KAWASAKI Ninja 250 ABS SE MDP |
74.900.000 |
37,650 |
4.069 |
2.777 |
2.211 |
1.884 |
1.686 |
|
SUZUKI |
|||||||
|
SUZUKI Address FI Standar NE |
16.370.000 |
4,300 |
1.325 |
901 |
715 |
607 |
541 |
|
SUZUKI Nex II Cross Standard |
15.750.000 |
4,150 |
1.274 |
866 |
687 |
583 |
521 |
|
SUZUKI GSX R150 SPORT |
31.175.000 |
8,000 |
2.505 |
1.704 |
1.352 |
1.149 |
1.025 |
|
SUZUKI GSX 150 Bandit |
26.750.000 |
6,900 |
2.145 |
1.459 |
1.158 |
984 |
878 |
|
SUZUKI GSX S150 |
27.025.000 |
7,000 |
2.164 |
1.472 |
1.168 |
993 |
886 |
|
SUZUKI GSX S150 Keyless |
27.525.000 |
7,100 |
2.207 |
1.501 |
1.192 |
1.012 |
904 |
Informasi Type Motor dan Uang Muka Lainnya
Untuk informasi angsuran type motor dan uang muka lainnya, dapat menghubungi team marketing kredit motor syariah AlSalaam yang akan dengan senang hati menginfokan kebutuhan nasabah.
In syaa allah pandemik covid-19 dapat segera berakhir sehingga kehidupan masyarakat bisa segera bangkit. Aamiin yra
